Can I get e-cheque?

A cheque the creditor doesn’t have to present physically at his bank. A cheque that enables outstation payments to be credited to the payee’s account within 2-3 days flat. However, only registered users of ICICI Bank’s Infinity Internet Banking can avail of the echeque facility.

What is e-cheque number?

An electronic version or representation of a paper cheque. The account holder writes an e-check (or e-cheque) using a computer or other type of electronic device and transmits the e-cheque to the payee electronically. Like paper cheques, e-checks are signed by the payer and endorsed by the payee.

What is e-cheque HK?

e-Cheque is an electronic counterpart of paper cheque. It turns the cheque writing and deposit processes totally online. Paying with e-Cheques will be an entirely paperless experience.

How do I encash an e-cheque?

You can withdraw the funds by either transferring them to your bank account or credit/debit card, or by requesting for a cheque. The person who sends you money will have to pay a nominal transaction fee as well as a currency conversion charge, which is usually 3-4% of the amount.

Is eCheck the same as debit card?

With an eCheck, the transaction is not sent to the bank for approval prior to making the payment. Debit Card transactions will give you more control for one-time payments. The merchant can get approval at the time of the transaction, so you know your payment will be made.

How can I get Cancelled cheque?

A cheque can be cancelled in a simple method by crossing it with two lines and by writing the word “CANCELLED” between those two lines in capital letters.

How do you send an eCheck?

Similar to when you set up a direct deposit account, sending an eCheck will require you to enter your routing number and account number. Complete payment — Once you have entered all of your banking information correctly, you can then submit your eCheck for payment.

What are the features of E cheque?

What is an Electronic Check?

  • E-check is a form of online payment that performs the same function as a paper check.
  • E-checks are considered more secure than paper checks as they use components such as authentication and encryption.
  • They use the Automated Clearing House (ACH) network to process payments.

How long do e cheques take to clear?

An eCheque is an electronic money transfer that moves money directly from your bank account, through your PayPal account, into another user’s PayPal account. eCheques, like paper cheques, can take up to 10 working days to clear.

How do you use an eCheck?

The payee sends you an online payment form. You fill in your checking account number and routing number, as well as the payment amount. By clicking “Submit” you authorize the payee to withdraw the payment amount from your checking account. If you need another option, you can also set up eCheck payments by phone.

Which is safer eCheck or debit card?

Your name, address, and bank account number are all right there. A debit card is comparably safer, as long as you take a few basic precautions and if fraud does occur, as long as you catch it quickly you can count on being reimbursed.

Is it safe to use eCheck online?

To sum up, eChecks are an electronic substitute for paper checks. The available data on both of them is the same. Electronic checks are safe to use online. Electronic checks are safe for the consumer.

How to deposit an e cheque in Hang Seng?

Payee deposits the e-Cheque via Hang Seng e-Banking platforms or Hong Kong Interbank Clearing Limited’s e-Cheque Drop Box Service. Personal e-Banking will facilitate the payer to apply a free electronic certificate (“Bank-Cert”) for producing the digital signature (s) on the e-Cheques

What can I do with Hang Seng Bank?

As a convenient alternative to visiting Hang Seng service points, customers can use one of the Bank’s other service channels, such as e-Banking, mobile banking or phone banking (personal customers: 2822 0228 / commercial customers: 2198 8000) to meet their banking needs.

Where can I get an e cheque in Hong Kong?

Hong Kong Interbank Clearing Limited’s e-Cheque Drop Box Service website is at, or on their mobile applications available on iOS and Android. Terms and conditions apply.

Is there an overseas cash withdrawal limit for Hang Seng?

Activation on overseas ATM cash withdrawal function and valid overseas ATM daily cash withdrawal limit will be required for overseas withdrawals. For details, please visit our website at → “Personal Banking” → “Banking Services” → “More Banking Services” → “Self-service Banking” → “Overseas withdrawal limit.”