What is the interest rate of HDFC home loan?
TruFixed Loan – 2 Year Fixed Rate Variant
| Loan Slab | Home Loan Interest Rates (% p.a.) |
|---|---|
| For Others* (upto 30 Lakhs) | 7.45 to 7.95 |
| For Women* (30.01 Lakhs to 75 Lakhs) | 7.55 to 8.05 |
| For Others* (30.01 Lakhs to 75 Lakhs) | 7.60 to 8.10 |
| For Women* (75.01 Lakhs & Above) | 7.65 to 8.15 |
How can I check my current HDFC home loan outstanding?
A person can check the loan status by calling the number 1860 267 6161/6160 6161 for any financial queries including home loan.
What is current Rplr of HDFC?
6.75%
Current PLR rate of HDFC is 16.05%. HDFC fixes the PLR periodically based on its internal cost of funds and the external benchmark rates….HDFC Interest Rates.
| Home Loan Interest Rates | 6.75% * Floating | Detail |
|---|---|---|
| RD Interest Rates | 6.75% | Detail |
Is HDFC home loan processing fee refundable?
Customers are requested to refer to www.hdfc.com for the latest charges applicable on prepayments. Fee refundable if loan not sanctioned/disbursed Processing Fee paid by the Customer for availing the loan is non-refundable.
How can I check my HDFC consumer loan balance?
All HDFC Bank Debit Card holders are eligible. Check your pre-approved loan amount: SMS DCEMI to 5676712.
How is Rplr calculated?
To calculate his current interest rate, you need to subtract his spread or the discount he was eligible for on his loan from the current RPLR: 16.5% (current RPLR) minus 4.75 (earlier spread), which comes to 11.75%.
Are loan processing fees refundable?
Home loan processing fees are not refundable. These are one-time payments and are a part of the loan application process. The home loan processing fee, however, is not fixed.
What kind of loan does HDFC offer?
HDFC offers an adjustable rate loan also known as a floating rate loan as well as a trufixed loan in which the interest rate remains fixed for a specific tenure (say first two years of the entire loan tenure) after which it converts into an adjustable rate loan.
What is the conversion fee for HDFC home loan?
HDFC offers you an option to convert from a Fixed Interest Rate Option to the Adjustable Interest Rate Option for the balance term of the loan. The fee payable shall be 0.25% plus applicable taxes of the principal outstanding plus the undisbursed loan amount or ₹15,000 plus applicable taxes, whichever is lower.
How does EMI work for HDFC home loan?
The indicated rate/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme, and subject to change at the time of disbursement. The rates are linked to HDFC Ltd.’s Bench Mark Rate and are variable through the tenor of the loan. All loans are from and at the sole discretion of HDFC Ltd.
What is the interest rate of HDFC trufixed loan?
All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here. TruFixed Loan – 2 Year Fixed Rate Variant. Retail Prime Lending Rate: 16.05%. Loan Slab.